# Credit Cards (updated)

Credit card processing in Auctria requires connecting a payment processing account with a supported processor. Auctria currently supports integrated credit card transactions in conjunction with either Stripe.com, or Authorize.Net.

Opening an account is generally a straight-forward online process although it does require verifying your identity so you can process charges for the Organization you represent. Your Organization would need to open an account with one of these payment processors (if you don't have one already) and authorize Auctria to process charges through your payment processing account.

The credit card transactions are happening between your Organization and your bidders, Auctria is only facilitating these transactions.

An Organization can only be connected to a single payment processor account at a time in Auctria, either Stripe or Authorize.Net

See the section on Credit Cards under Running Your Auction for more details on how to set up credit card processing.

Until a credit card processing account is connected, no credit card features will be enabled on the website or payment pages.

Auctria does not support capturing raw credit card numbers. All integrated card processing is handled securely, in a PCI compliant manner, through the connected payment processor.

Once a credit card number has been entered, it is impossible to retrieve the original credit card number again. Cards can be registered against a bidder and charged in the future although no one can see the number.

# Auctria And Stripe

Stripe is a tier-1 payment processor that handles all functions for secure transmission and storage of credit card information. Although the credit card information is entered in Auctria, no credit card payments or transfer of funds, are processed by Auctria. All credit card payment processing flows through your Stripe account.

If you don't already have a Stripe account, it only takes a few minutes to complete the sign-up process online at Stripe.com. To fully establish a link with Stripe, you'll need to input your bank account information to allocate where to deposit the funds. After completing the Stripe setup, you will be able to connect Auctria to your Stripe account so you can process credit card payments for your Auctria auction charges through your Stripe account.

Stripe handles all credit card payment funds. Auctria is not a part of the financial transaction with your bank. After settlement, and transit time (about 2-5 business days after the payment date), Stripe will transfer the funds to your bank account minus the credit card processing fees. See Credit Card Costs for more details on the fees involved.

# Auctria And Authorize.Net

An Authorize.Net account can be set up as a gateway to a wide variety of existing merchant accounts. If you have an existing merchant account, you can ask them if they support Authorize.Net. Please be aware, there are fees associated with a gateway account like this.

When using Authorize.Net as a gateway account, the charge is processed by your existing merchant account. You would pay the fees that apply to those transactions (we do not know and have no control over what those fees are). See Credit Card Costs for more details.

# Other Payment Processors

If you have an account with another payment processor like Square, or PayPal, these can not be connected to Auctria. You can however use them at Checkout, if you enter the payment details directly into their app.

The payments would be recorded in Auctria via the Checkout page in the same way as a cash, or check, payment is handled. See Checkout Payment Options for information on adding "Other" payment methods.

See these Credit Card FAQs for more details:

# Auctria And Credit Card Readers

Auctria provides support for some USB Credit Card Readers allowing for faster, more accurate data entry of credit card numbers (only). These devices are generally not the same as, or function like, "readers" provided by services such as Square or similar "Point-of-Sale" services.

See Card Readers for more information under the Running Your Auction Credit Cards section.

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Last Updated: 6/12/2020, 7:23:03 PM